Burial or cremation? – how to decide
Burial or cremation? I often ask this question to my clients who are planning their final wishes. I’m finding that more and more people are opting for cremation. Many say it’s less expensive and that they are not their “body” anyway. My parents were very Catholic. They went to church every Sunday and were involved [...]
Voluntary insurance programs available for pets
Many working adults are so busy working and raising families that the company they work for sometimes becomes a source of education. A source of education about retirement and financial planning and insurance. The time for open enrollment in companies is just around the corner at the end of the year. This year, take the [...]
Forethought in long term care planning a loving act
Last winter I completed a long term care plan for a married couple. The husband had a stroke and was disabled. His wife had cancer that was in remission. While the couple was fairly financially stable and both had long term care insurance, their concern was for each other after the first one passed away. [...]
Does your to do list include something fun?
Do you ever feel that you have so much to do that you just have to keep on going and going? I admit falling into this habit frequently. I make lists of things to do each day and sometimes forget to list “fun”. I love nature and being outdoors and the recent rainy weekend we [...]
Making exercise a regular habit
I was reading the newspaper the other day and saw an article, “2 in 5 Struggle with Rising Medical Bills” (8/20/08 Denver Post, p10a). I saw another article discussing the fact that the State of Alabama is going to increase health care premiums for workers with poor health habits such as obesity and smoking. Part [...]
Surviving spouses can feel guilt
Did you ever have a day when you just didn’t want to get out of bed? Some individuals with chronic or life threatening illness feel like this most days and some don’t make it out of bed. The result then is that body functions weaken and the original health concern becomes worse due to inactivity. [...]
Our life habits could make it difficult for others later
Let’s turn the tables around for a moment. What life habits do we have now that will make it difficult for others to care for us in the future? Are we the independent type who will find it very difficult to accept help? Are we the dependent type who will find it difficult not to [...]
Even if running out of money for elderly care there can be hope
If you haven’t been involved in the financial aspect of caring for another person yet you’re fortunate. Many spouses are burdened with care. Some have the financial resources and will never have to worry. Others have long term care insurance to support the care. Others will eventually become impoverished because they will spend every last [...]
Losing a child or a pet not an easy thing
I was talking to someone the other day about loss and the subject of children and pets came up. I could relate to losing a pet but not to losing a child. I remember when my sister was killed in a car accident how hard it was for my parents, especially my mother. I remember [...]
Holding grudges until the end
How many of us have had family members or friends on their deathbeds that held grudges? I find this amazingly sad because the person they’re holding the grudge against has no idea of the slight or has moved on. If something happens with another person that irritates me, I work through it with them or [...]
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