Always more to learn especially with grass roots advocacy
We can never be too educated. Admittedly it’s difficult to be educated on every subject. That’s why there are experts for certain issues: physicians, attorneys, financial planners, dentists etc. Even at this level of education, questions still arise. It’s always good to ask questions even of the experts. How else to become better educated by [...]
Little education about Medicare and long term care insurance
In addition to this BLOG I write a monthly newsletter that goes out to anyone who signs up or those I come into contact with. The newsletters are emailed out and then posted on my website at www.thecarenavigator.com Anyway, one of the subjects related to the issue that the government has taught us to depend [...]
Financial exploitation of the elderly a real problem
I attended a summit recently on the topic of financial exploitation of the elderly. This includes crimes not only committed by mail like sweepstakes but by email, handyman, salespeople and family members. Some of you are probably surprised to see family members in this category. You might also be surprised to know that financial exploitation [...]
Logging on for a second opinion
The internet is fast becoming the most used venue for health information. According to an article, “Logging on for a second (or third) opinion” in the Denver Post on 10/13/08, there are five broad overlapping categories for health research: general interest sites like www.WebMD.com, medical research sites like PubMed at www.ncbi.nlm.nih.gov/pubmed, patient sites like www.epatients.net, [...]
The difference between Long Term Care Insurance and Long Term Disability
Confusion abounds between the terms long term disability and long term care insurance. Many employees with long term disability insurance through their employer believe they have long term care insurance — they don’t understand the difference between the two. Disability insurance, short or long term is intended to replace income lost by the ability to [...]
Do you have the life insurance you need for your spouse?
If you’re married, do you have life insurance? How much? Most of us think of insurance as a necessary evil. Home insurance, auto insurance, health insurance, and so on. Many working individuals have life insurance through their employer, which is perfect if they pass away while employed? What happens after 65 when the life insurance [...]
Miscommunications with assisted living and skilled nursing a challenge
Many family members with loved ones in life communities (personal care boarding homes, assisted living and skilled nursing facilities) often find themselves at odds with the community because of miscommunication or assumptions about care. Admittedly, at the time a loved one moves into one of these communities it’s usually under stressful conditions; however this is [...]
Medical errors far to common
Because of a recent client experience, I’m doing research on medical errors. Fortunately during my lifetime I haven’t experienced anything serious, however I have had my physician prescribe a medication that was on my list of “do not prescribe” due to allergic reactions. I have had lab tests results lost because of only heaven knows. [...]
How much does a FREE referral service really cost?
You feel like you’ve hit the lottery. You found a FREE referral service that will connect you to resources in the community. Why spend money on paying for this when you can get it at no charge. Did you ever think to ask how a FREE service can operate? Of course not, you’re too aglow [...]
When home caregivers might take advantage of a client
Home care is one of the most important components of allowing older adults to remain at home. The problem is that the older adult receiving care must be able to manage the caregiver and speak for themselves. Many older adults don’t want to complain because they feel appreciative of the help or don’t want to [...]
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